For the second year running, Birmingham has taken the unwanted top area in the league table of ‘crash for cash’ insurance coverage fraud hot spots.
The table, compiled by the insurance coverage Fraud Bureau, listings Birmingham as the top accident for money place in the UK in 2017, with ten of the top 30 postcodes being based in Birmingham. Although the government introduced new procedures to deal with insurance coverage fraud last year, motor insurers across the UK still find a fraudulent insurance claim being made every three hours.
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Figures from the insurance coverage Fraud Bureau suggest accident for money schemes expense UK insurance coverage suppliers £336million a year, with whiplash declares adding one more £2billion a year to the bill. since of false whiplash claims, honest motorists included in the accident are likewise expected to cough up more, with innocent motorists paying on typical an extra £90 on their insurance coverage premium.
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The much better news is that the number of staged mishaps – where two damaged cars and trucks are brought together in buy to technique authorities in believing an mishap occurred – has fallen by 40 per cent, mainly thanks to new fraud prevention tools utilized by insurers like Aviva.
Tom Gardiner, Head of Fraud, Aviva, said: “We stay extremely concerned that fraudsters continue to put their own greed ahead of innocent motorists’ safety. Our figures show induced mishaps now account for almost half of all organised motor fraud we detect.
“Crash for money does not just push up premiums for authentic customers, it puts innocent motorists at risk. It is likewise a considerable drain on scarce public resources such as ambulance, authorities as well as A&E time, all of which are lost on these completely bogus claims. The number of whiplash declares is a issue special to the UK as well as needs urgent reform.”
2017 top 10 accident for money locationsPostcode
1. BirminghamB8
2. BirminghamB6
3. BirminghamB10
3. BradfordBD9
5. BradfordBD8
6. ManchesterM8
7. BradfordBD3
8. BirminghamB25
9. OldhamOL8
10. BirminghamB11
Source: insurance coverage Fraud Bureau
Have you ever witnessed a crash-for-cash fraud taking place? tell us in the comments below…